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Most applications receive a decision within minutes during business hours. Once approved, funds can be deposited as soon as the same business day or next business day.
You'll typically need: valid government-issued ID, proof of income (pay stubs or bank statements), active checking account information, and proof of residence. Additional documentation may be requested based on your specific situation.
You must be at least 18 years old, a U.S. citizen or permanent resident, have a regular source of income (minimum $1,000/month), have an active checking account, and provide a valid email and phone number.
Yes, we use bank-level 256-bit SSL encryption to protect your personal and financial information. We never share your data with unauthorized third parties and comply with all federal and state privacy regulations.
Yes! We have no prepayment penalties. You can pay off your loan early at any time, which can save you money on interest charges. Contact us to get your current payoff amount.