Transparent pricing with no hidden fees - know exactly what you'll pay
Understanding the true cost of your loan
| Loan Amount | Term | Fee/Interest | Total Repayment | APR |
|---|---|---|---|---|
| $300 | 14 days | $45 | $345 | 391.07% |
| $500 | 30 days | $75 | $575 | 182.50% |
| $1,000 | 60 days | $150 | $1,150 | 91.25% |
| $2,500 | 90 days | $375 | $2,875 | 60.83% |
| $5,000 | 6 months | $750 | $5,750 | 30.00% |
| $10,000 | 12 months | $2,000 | $12,000 | 20.00% |
All fees disclosed upfront - no surprises
1% - 5%
One-time fee charged at loan disbursement, based on creditworthiness and loan amount
$25 - $35
Charged if payment is more than 5 days late. Capped at 5% of payment amount
$20 - $30
Charged for insufficient funds on automatic payment attempts
$0
No penalties for early repayment - pay off your loan anytime without extra charges
$0
Free to apply - no upfront costs or application fees
$0 - $50
Varies by state and loan type. Waived for premium members
Loan terms vary based on amount, your creditworthiness, and state regulations:
The Annual Percentage Rate (APR) for our loans ranges from 36% to 799%. Short-term loans typically have higher APRs due to their brief duration. The APR represents the cost of credit as a yearly rate and includes all fees and interest charges.
E-Z CASH ADVANCE operates in compliance with state and federal laws. Our services are currently available in Ohio and select surrounding states. Some products may not be available in all locations due to state regulations.
We may report your payment history to credit bureaus. Timely payments can help build your credit, while late or missed payments may negatively impact your credit score.